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Buyers Guide
Clear answers, a quick EMI estimate and help for buyers living abroad.
01EMI Calculator
Plan your home loan
Move the sliders or type the numbers. The estimate updates as you go.
₹1 Lakh₹10 Cr
1%20%
130
Monthly EMI
₹43,391
Principal amount₹50,00,000
Total interest₹54,13,879
Total payment₹1,04,13,879
This is an estimate. Your lender’s final rate, fees and terms decide the actual EMI.
01
How the estimate works
EMI = P × r × (1+r)ⁿ ÷ ((1+r)ⁿ − 1), where r is the monthly interest rate and n the number of months.
02
A larger down payment helps
Borrowing less lowers both the monthly EMI and the total interest you pay over the loan.
03
Tenure changes the total
A longer tenure lowers the EMI but raises the total interest. Compare both before you decide.
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