Buyers Guide

RERA is the Real Estate (Regulation and Development) Act, 2016. Projects above a certain size must be registered with the state’s Real Estate Regulatory Authority before they are advertised. Registration requires the developer to disclose approvals, timelines and the project plan, and to keep buyers’ money for the project in a dedicated account. Every Zoyo Reality project shows its RERA number on its page — you can verify it on the state RERA website.

Carpet area is the usable floor area inside the walls of your home. Built-up area adds the thickness of the walls and balconies. Super built-up area also includes a share of common areas such as lobbies and staircases. Under RERA, apartments must be sold on carpet area.

Ask for the RERA registration, the approved building plan, title documents of the land, the environmental and other approvals applicable to the project, and a draft of the agreement for sale. Our team shares these on request.

The booking amount depends on the project and the payment plan you choose. Under RERA, a developer cannot take more than 10% of the cost of the home before the agreement for sale is signed and registered.

Projects usually offer a construction-linked plan, where instalments fall due as construction milestones are reached, and sometimes a down-payment plan with a price benefit. The exact plans for each project are shared in its price sheet.

Expect stamp duty and registration charges set by the state, GST where applicable on under-construction homes, and charges such as maintenance deposits, club membership or power backup as mentioned in the price sheet. Ask for an all-inclusive cost sheet before you book.

Yes. Our projects are generally approved by leading banks and housing finance companies. Our team can connect you with lenders and help with the paperwork.

Lenders typically finance up to 75–90% of the property value depending on the loan amount, and decide the final amount from your income, age, existing loans and credit score. Use the EMI calculator on this page for a quick estimate.

Under the old tax regime, interest on a home loan for a self-occupied home can be deducted up to the limit allowed under section 24(b), and principal repayment qualifies under section 80C. Benefits differ under the new regime — please check with your tax advisor.

The possession timeline committed for each project is stated in its RERA registration and agreement for sale. Construction progress is published on every project page under Construction Updates.

You receive a possession letter once the occupancy certificate is in place. We walk you through the home, note any snags to be fixed, and hand over keys, warranties and the owner’s manual. The sale deed is then registered in your name.

Initially our facility management team maintains common areas and services. Maintenance is later handed over to the residents’ association as provided in the agreement.